ProPublica On HAMP: The Best Homeowner Tips for Loan Modification Success
WSJ Video: Mortgage Modification Survival Tips
Excellent short clip on navigating the loan-mod nightmare from those who have survived. I'm not endorsing HAMP, but it exists and if you need help, you might as well learn the truth about working the system and getting the best deal.
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Read the whole story:
Excerpt:
In total, 718 homeowners, all of whom applied for a loan modification through the Home Affordable Modification Program [2], volunteered tips and tricks for struggling homeowners. While more than a third of respondents were skeptical about the value of program, the majority of respondents suggested simple steps homeowners should take to survive the process of applying for a modification. Culling through the hundreds of responses, three pieces of advice stood out.
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Previous investigations from Pro Publica:
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I'm not endorsing HAMP, but it exists and if you need help, you might as well learn the truth about working the system and getting the best deal.
Reader Comments (10)
At a press conference this afternoon, Vancouver Police Department officials said they served a search warrant this morning at a residence where Bethany Storro was staying and took several items. Upon questioning Storro about what they found, police said she confessed the attack was a hoax.
http://www.columbian.com/news/2010/sep/16/vancouver-police-say-acid-attack-hoax-source-says/
'Obama Has Underestimated the Frustration in the Country'
http://www.spiegel.de/international/world/0,1518,717845,00.html
http://www.nytimes.com/2010/09/18/world/europe/18germany.html
http://www.ft.com/cms/s/0/8c0a68b0-c1bc-11df-9d90-00144feab49a.html
For such a "great man" who has two books about himself, it is interesting to see how little we know.
http://english.pravda.ru/opinion/feedback/17-09-2010/114965-obama_birth_certificate-1/
http://www.spiegel.de/international/zeitgeist/0,1518,717589,00.html
In a SPIEGEL interview, Egyptian-German political scientist Hamed Abdel-Samad talks about his childhood as the son of an imam in Egypt, why he thinks Islam is a danger to society and his theories about the inevitable decline of the Muslim world.
Abdel-Samad: The numbers don't tell us very much. There are 1.4 billion Muslims. So what? The important thing is that in almost all countries with a Muslim majority, we see the decline of civilization and a stagnation of all forms of life.
Abdel-Samad: In a sense, Islam is like a drug, like alcohol. A small amount can have a healing and inspiring effect, but when the believer reaches for the bottle of dogmatic faith in every situation, it gets dangerous. This high-proof form of Islam is what I'm talking about. It harms the individual and damages society. It inhibits integration, because this Islam divides the world into friends and enemies, into the faithful and the infidels.
Is THAT why they're building a Mosque of Triumph @ Ground Zero? What a 'decline' huh?
http://www.youtube.com/watch?v=Y5W8wuFX-hM
Holdren, in the 1970s, was an advocate of what he called the "de-development" of the United States, among other things.
"The need for de-development presents our economists with a major challenge. They must design a stable, low-consumption economy in which there is a much more equitable distribution of wealth than in the present one. Redistribution of wealth both within and among nations is absolutely essential, if a decent life is to be provided for every human being."
http://www.youtube.com/watch?v=UDiDaJ4xXmI
"The Supreme Court never ventured into the issues of redistribution of wealth and sort of basic issues of political and economic justice in this society, and to that extent as radical as people try to characterize the Warren Court, it wasn't that radical," Obama said in the interview, a recording of which surfaced on the Internet over the weekend.
"It didn't break free from the essential constraints that were placed by the founding fathers in the Constitution, at least as it has been interpreted.
"And the Warren court interpreted it generally in the same way -- that the Constitution is a document of negative liberties, says what the states can't do to you, says what the federal government can't do to you, but it doesn't say what the federal government or state government must do on your behalf, and that hasn't shifted.
http://online.wsj.com/article/SB122515067227674187.html
"This raises the question of whether Mr. Obama can in good faith take the presidential oath to "preserve, protect, and defend the Constitution" as he must do if he is to take office. Does Mr. Obama support the Constitution as it is written, or does he support amendments to guarantee welfare? Is his provision of a "tax cut" to millions of Americans who currently pay no taxes merely a foreshadowing of constitutional rights to welfare, health care, Social Security, vacation time and the redistribution of wealth? Perhaps the candidate ought to be asked to answer these questions before the election rather than after."