PIMCO's El-Erian Drops The F-Bomb: "French Banks Are Down To 1% Capital, Institutional Panic Underway"
Oct 1, 2011 at 8:53 AM
DailyBail in Euro Crisis, Europe, banks, banks, el-erian, euro, euro crisis, euro currency, europe, france, french banks

El-Erian just screamed 'shut their ass down' from New York to Paris.

French banks have 1% capital.  No polemic is needed.  This is a solvency and liquidty crisis.

Notice below the bold quote from the CEO of the world's largest bond fund.  Not to overstate the obvious, but 1% capital ratios imply leverage of 100:1.

Calling Helicopter Ben...Sarkozy would like you at the launch pad, immediately.

How soon does Bernanke's central bank rain dance begin?

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FT via Marketwatch

Meanwhile, high-profile warnings over the state of Europe’s banks, particularly in France, came from a variety of sources.

Mohammed El-Erian, chief executive of bond fund giant Pimco, warned in an op-ed in the Financial Times published Thursday that French banks could tip Europe back into recession.

Private institutions around the world have sharply reduced short-term lending to French banks, while a plunge in bank shares since August has left bank equity trading at a 50% discount to tangible book value on average, he wrote.

At the same time, El-Erian noted that the ratio of market capital to total assets for the sector has fallen to 1% to 1.5% — far short of the range of 6% to 8% typically seen for healthier banks.

“These are all signs of an institutional run on French banks,” he wrote. “If it persists, the banks would have no choice but to de-lever their balance sheets in a very drastic and disorderly fashion.”

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